Broker Check

Services

We provide education and invaluable experience for clients who are pursuing financial independence. Our planning brings clarity and focus to clients who ask many of these questions:

  • Will I have enough money to retire?
  • When can I buy my own house?
  • How will I pay for my children’s college?
  • How do I live the life I want in retirement? 
  • When should I take Social Security?
  • Should I reduce my risk tolerance now that I am approaching retirement?

Portfolios Designed for You

In creating your portfolio, we assess your risk tolerance, time horizons and specific needs. While some clients are looking for ways to increase retirement income, others want to pay off pesky student loan debt or purchase a house. These individual factors affect the way we organize your portfolio. We craft a plan for managing what you have to do while putting money aside for what you want to do. Your financial journey is a marathon, not a sprint. Such a journey will naturally have difficulties along the way. That’s why we create portfolios that are flexibly designed to withstand volatility in the markets. We embed stress tests into all of our recommendations, establishing safeguards to protect your investments.

Long-term Value

Most people are happy to invest when they see how much they can benefit in the long run from our services. Without the guidance of an experienced financial professional, you can lose valuable opportunities to thrive today and throughout retirement.

Take a look at some of the services we provide:

Investment Planning

  • Bonds
  • Common Stock
  • Educational IRA
  • Traditional IRA
  • Roth, Simple & SEP IRA
  • Brokerage Accounts
  • Treasury Bills & Notes
  • Government Securities
  • Variable Annuity

Retirement Income & Distribution Planning

  • Retirement Plans
  • Tax Plans
  • 401(k) Planning
  • 403(b) Planning
  • College Plans
  • Estate Plans
  • Money Purchasing Plans
  • Profit Sharing Plans

Family Wealth Planning

  • Disability Income Insurance
  • Long-Term-Care Insurance
  • Analysis
  • Life Insurance
  • Estate Planning Analysis
  • Guidance through family transitions

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.

amy.obrien@ceteraadvisors.com  |  219-561-3161